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OnPoint Hail Solutions repair shop bay

Insurance Claims Assistance

We handle the paperwork, work with your adjuster, and get your vehicle repaired — so you don't have to manage any of it.

Your Rates Won't Go Up

Hail damage is classified as a comprehensive claim — not collision. Comprehensive claims cover events outside your control like weather, theft, and vandalism. They don't affect your driving record or your insurance rates in most states.

This is the most common concern we hear, and the answer is straightforward: filing a hail claim is not the same as filing after an accident. Your rates stay the same.

You Choose Your Repair Shop

Your insurance company may suggest a preferred vendor, but they cannot require you to use one. You have the right to choose your own repair shop — and we'll work directly with your adjuster regardless of which carrier you have.

We work with virtually all major insurance carriers: State Farm, GEICO, Allstate, Progressive, USAA, Liberty Mutual, Farmers, Nationwide, American Family, and more.

What You'll Pay

If you have comprehensive coverage, your hail damage repair is covered by your insurance. You're typically responsible only for your deductible — and we can help with your deductible when you have rental coverage.

We'll explain exactly what your out-of-pocket costs will be during your free inspection, before any work begins. No surprises.

Get Your Inspection Before You Call Insurance

Here's what most people don't know: getting a professional inspection before you call your insurance company puts you in a stronger position. We document every dent so nothing gets missed when the adjuster comes out.

Calling your carrier first opens a claim on record — even if you decide not to proceed. Getting inspected first lets you understand the full scope of damage and make an informed decision.

How the Insurance Process Works

1

Contact Us for a Free Inspection

Call or fill out our form. We'll schedule a time to inspect your vehicle — we can come to you.

2

We Document the Damage

Our technicians examine your vehicle and document every dent with photos and measurements.

3

We Help You File Your Claim

We walk you through filing with your insurance company and provide all the documentation they need.

4

Adjuster Inspection

Your insurance sends a field adjuster. We walk the vehicle with them to make sure all damage is covered on your behalf.

5

Repair and Delivery

Once approved, we complete the repair in 2-5 days. You pick up your vehicle looking better than before.

Insurance Questions We Hear Every Day

$0 Out-of-Pocket Hail Repair

We handle the entire insurance process. Schedule your free inspection and we'll take it from there.